Annual income vs expenses over 10 years. Expenses drop at your rental mortgage renewal as the remaining balance reduces.
💡 Canadian Tax Note: Rental income minus eligible expenses is reported on CRA Form T776. Keep receipts for all expenses. Capital improvements (new roof, reno) are depreciated, not expensed. Consult your accountant for your specific situation.
Rates · mortgage details · amortization
BoC Key Rate
—
Live
5yr Variable (est.)
—
Prime − 0.85%
5yr Fixed (est.)
—
Approx · check lender
Prime Rate (est.)
—
BoC + 2.20%
Primary Home Mortgage
🏠
Details
▼
💰Original Loan (CAD)$
📊Interest Rate (%)
📅Amortization (years)
🔄Renewal Date
Est. Monthly Payment
—
Principal + Interest · CAD
Rental Property Mortgage
🏢
Details
▼
💰Original Loan (CAD)$
📊Interest Rate (%)
📅Amortization (years)
🔄Renewal Date
Est. Monthly Payment
—
Principal + Interest · CAD
Amortization · Primary Home
Enter Primary Mortgage details above
Paid Off In
—
Total Interest
—
Blue = balance · Green = principal paid · Gold = interest paid
Amortization · Rental
Enter Rental Mortgage details above
Paid Off In
—
Total Interest
—
BoC Rate History
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